Direct Loan Resources

Entrance Counseling and Master Promissory Note (MPN)
In order to be eligible for Subsidized, Unsubsidized or PLUS loans, all first-time borrowers (and/or parent borrowers) will need to complete Entrance Counseling. You will receive information regarding specific requirements to complete Entrance Counseling and a Master Promissory Note (MPN). During entrance counseling, you will learn basic information about budgeting and your responsibilities as a borrower. This is an easy process that can be done online at http://www.studentloans.gov/. New borrowers must also complete a Master Promissory Note (MPN) which is a multi-year contract containing the terms of your federal educational loan. The MPN may be completed online at www.dlenote.ed.gov.

Exit Counseling
In order to complete Birthingway's graduation process, or anytime you drop below half-time, you must also complete Exit Counseling for educational loans borrowed while at Birthingway. Exit Counseling is similar to the Entrance Counseling and is an extremely important process by which you will learn about your rights and responsibilities as a borrower, learn about repayment options and update your contact information with the Department of Education. Exit Counseling can be completed at www.nslds.ed.gov.

National Student Loan Data System
Here you can find information on your loan and Pell amounts, outstanding balances, the status of your loans and when disbursements were made. You'll need your PIN to log in to the database.

Direct Loan Servicing Center

The Direct Loan Servicing Center is available to help you understand the loans you borrowed while at Birthingway and other schools. Use the website to help do everything from viewing your account balance, making loan payments, updating your billing information and more! See the Question Center for helpful FAQs and the Calculating Interest Calculator.

Direct Loan Consolidation
When you are thinking about whether or not you want to consolidate loans, visit this site for general information and applications.